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	<title>Comments on: It Has Been a Wonderful Year! *</title>
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	<link>http://dividendsvalue.com/1457/it-has-been-a-wonderful-year/</link>
	<description>Dividend Investing &#38; Value Investing For A Superior Portfolio</description>
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		<title>By: D4L</title>
		<link>http://dividendsvalue.com/1457/it-has-been-a-wonderful-year/comment-page-1/#comment-91522</link>
		<dc:creator>D4L</dc:creator>
		<pubDate>Thu, 09 Dec 2010 19:24:01 +0000</pubDate>
		<guid isPermaLink="false">http://dividendsvalue.com/1457/it-has-been-a-wonderful-year/#comment-91522</guid>
		<description>Mike: I am working on an article for publication next week on the &quot;4% withdrawal rate&quot; you might find interesting. Sorry, I am not aware of any resources to help you with your portfolio conversion. Needless to say your money managers will not be happy.

Best Wishes,
D4L</description>
		<content:encoded><![CDATA[<p>Mike: I am working on an article for publication next week on the &#8220;4% withdrawal rate&#8221; you might find interesting. Sorry, I am not aware of any resources to help you with your portfolio conversion. Needless to say your money managers will not be happy.</p>
<p>Best Wishes,<br />
D4L</p>
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		<title>By: Mike Myers</title>
		<link>http://dividendsvalue.com/1457/it-has-been-a-wonderful-year/comment-page-1/#comment-90919</link>
		<dc:creator>Mike Myers</dc:creator>
		<pubDate>Wed, 08 Dec 2010 17:26:09 +0000</pubDate>
		<guid isPermaLink="false">http://dividendsvalue.com/1457/it-has-been-a-wonderful-year/#comment-90919</guid>
		<description>Thanks, D4L for your site.  I am 68yo recent retired small business owner &amp; have been using a professional investment firm to manage 40 stocks in a growth portfolio benchmarked to the MSCI worldwide index. Had been planning on 4% annual drawdown as source of income within 2 years.
Having lurked as a newbie on your website now for the past 6 months or so, &amp; having developed a high regard for the common sense nature of your investment philosophy, I would like to begin an orderly conversion into dividend stocks within the portfolio to reduce portfolio management costs &amp; benefit from rising dividends over time.
Besides subscribing to your Dashboard and learning otherwise by the school of hard knocks, are there any other sites/sources with experience in &quot;intelligent&quot; portfolio conversions of this type that you know of?
Regards,
Mike Myers</description>
		<content:encoded><![CDATA[<p>Thanks, D4L for your site.  I am 68yo recent retired small business owner &amp; have been using a professional investment firm to manage 40 stocks in a growth portfolio benchmarked to the MSCI worldwide index. Had been planning on 4% annual drawdown as source of income within 2 years.<br />
Having lurked as a newbie on your website now for the past 6 months or so, &amp; having developed a high regard for the common sense nature of your investment philosophy, I would like to begin an orderly conversion into dividend stocks within the portfolio to reduce portfolio management costs &amp; benefit from rising dividends over time.<br />
Besides subscribing to your Dashboard and learning otherwise by the school of hard knocks, are there any other sites/sources with experience in &#8220;intelligent&#8221; portfolio conversions of this type that you know of?<br />
Regards,<br />
Mike Myers</p>
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		<title>By: fathersez</title>
		<link>http://dividendsvalue.com/1457/it-has-been-a-wonderful-year/comment-page-1/#comment-2771</link>
		<dc:creator>fathersez</dc:creator>
		<pubDate>Mon, 01 Dec 2008 12:34:00 +0000</pubDate>
		<guid isPermaLink="false">http://dividendsvalue.com/1457/it-has-been-a-wonderful-year/#comment-2771</guid>
		<description>Sorry to turn up at your party so late. Hope you&#039;ll accept my heartiest congratulations on your first anniversary and all the very best for many more to come.&lt;br/&gt;&lt;br/&gt;Unfortunately I have not run into any Malaysian equity investment blogs that are as focussed as yours is. &lt;br/&gt;&lt;br/&gt;I suppose absence does make the heart grow fonder.&lt;br/&gt;&lt;br/&gt;Best regards</description>
		<content:encoded><![CDATA[<p>Sorry to turn up at your party so late. Hope you&#8217;ll accept my heartiest congratulations on your first anniversary and all the very best for many more to come.</p>
<p>Unfortunately I have not run into any Malaysian equity investment blogs that are as focussed as yours is. </p>
<p>I suppose absence does make the heart grow fonder.</p>
<p>Best regards</p>
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		<title>By: Dividend Tree</title>
		<link>http://dividendsvalue.com/1457/it-has-been-a-wonderful-year/comment-page-1/#comment-2717</link>
		<dc:creator>Dividend Tree</dc:creator>
		<pubDate>Mon, 03 Nov 2008 14:56:00 +0000</pubDate>
		<guid isPermaLink="false">http://dividendsvalue.com/1457/it-has-been-a-wonderful-year/#comment-2717</guid>
		<description>D4L,&lt;br/&gt;Congratulations on first year. Late 2007, I came across your blog thru &quot;The Dividend Guy&quot; blog. And didn&#039;t realize that D4L was a startup. Perhaps it was professional touch and detail analysis that shrouded the newness!! In addition to your weekly analysis, I enjoy reading your short snippets. It helps keep investor emotions on check.&lt;br/&gt;&lt;br/&gt;Great job!!&lt;br/&gt;Looking forward to this next year.</description>
		<content:encoded><![CDATA[<p>D4L,<br />Congratulations on first year. Late 2007, I came across your blog thru &#8220;The Dividend Guy&#8221; blog. And didn&#8217;t realize that D4L was a startup. Perhaps it was professional touch and detail analysis that shrouded the newness!! In addition to your weekly analysis, I enjoy reading your short snippets. It helps keep investor emotions on check.</p>
<p>Great job!!<br />Looking forward to this next year.</p>
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		<title>By: Tyler @ Dividend Money</title>
		<link>http://dividendsvalue.com/1457/it-has-been-a-wonderful-year/comment-page-1/#comment-2714</link>
		<dc:creator>Tyler @ Dividend Money</dc:creator>
		<pubDate>Sun, 02 Nov 2008 15:50:00 +0000</pubDate>
		<guid isPermaLink="false">http://dividendsvalue.com/1457/it-has-been-a-wonderful-year/#comment-2714</guid>
		<description>As oth4ers mentioned above, congrats on your anniversary and thank you for the kind words.&lt;br/&gt;&lt;br/&gt;I truly enjoy your thorough analysis and detailed reviews...must be the accountant in you!&lt;br/&gt;&lt;br/&gt;Thanks again and keep up the great work.&lt;br/&gt;Tyler</description>
		<content:encoded><![CDATA[<p>As oth4ers mentioned above, congrats on your anniversary and thank you for the kind words.</p>
<p>I truly enjoy your thorough analysis and detailed reviews&#8230;must be the accountant in you!</p>
<p>Thanks again and keep up the great work.<br />Tyler</p>
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		<title>By: thecomingdepression</title>
		<link>http://dividendsvalue.com/1457/it-has-been-a-wonderful-year/comment-page-1/#comment-2713</link>
		<dc:creator>thecomingdepression</dc:creator>
		<pubDate>Sun, 02 Nov 2008 14:49:00 +0000</pubDate>
		<guid isPermaLink="false">http://dividendsvalue.com/1457/it-has-been-a-wonderful-year/#comment-2713</guid>
		<description>Congrats on the 1 year ann. Check my blog and you&#039;ll see how long your dividends will last http://www.thecomingdepression.blogspot.com</description>
		<content:encoded><![CDATA[<p>Congrats on the 1 year ann. Check my blog and you&#8217;ll see how long your dividends will last <a href="http://www.thecomingdepression.blogspot.com" rel="nofollow">http://www.thecomingdepression.blogspot.com</a></p>
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		<title>By: Dividends4Life</title>
		<link>http://dividendsvalue.com/1457/it-has-been-a-wonderful-year/comment-page-1/#comment-2712</link>
		<dc:creator>Dividends4Life</dc:creator>
		<pubDate>Sun, 02 Nov 2008 14:45:00 +0000</pubDate>
		<guid isPermaLink="false">http://dividendsvalue.com/1457/it-has-been-a-wonderful-year/#comment-2712</guid>
		<description>All: Thanks for the congratulations and kind words. I look forward to many great years ahead and can truly say I am proud to be part of this great dividend and value investing community!&lt;br/&gt;&lt;br/&gt;Best Wishes,&lt;br/&gt;D4L&lt;br/&gt;&lt;br/&gt;p.s. It was a super homecoming, We won 35-0 and go to 9 and 0 on the year. With Texas&#039; loss last night, we should move to #1 in the nation. Many of our toughest games are still ahead of us.</description>
		<content:encoded><![CDATA[<p>All: Thanks for the congratulations and kind words. I look forward to many great years ahead and can truly say I am proud to be part of this great dividend and value investing community!</p>
<p>Best Wishes,<br />D4L</p>
<p>p.s. It was a super homecoming, We won 35-0 and go to 9 and 0 on the year. With Texas&#8217; loss last night, we should move to #1 in the nation. Many of our toughest games are still ahead of us.</p>
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		<title>By: Brad Castro</title>
		<link>http://dividendsvalue.com/1457/it-has-been-a-wonderful-year/comment-page-1/#comment-2711</link>
		<dc:creator>Brad Castro</dc:creator>
		<pubDate>Sun, 02 Nov 2008 01:49:00 +0000</pubDate>
		<guid isPermaLink="false">http://dividendsvalue.com/1457/it-has-been-a-wonderful-year/#comment-2711</guid>
		<description>Great post - thanks for all the information and run down on who&#039;s who and who&#039;s doing what. I&#039;ve just recently discovered the world of dividend and value investing bloggers. I appreciate this information.&lt;br/&gt;&lt;br/&gt;Congratulations on your first year, too.</description>
		<content:encoded><![CDATA[<p>Great post &#8211; thanks for all the information and run down on who&#8217;s who and who&#8217;s doing what. I&#8217;ve just recently discovered the world of dividend and value investing bloggers. I appreciate this information.</p>
<p>Congratulations on your first year, too.</p>
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		<title>By: Jae Jun</title>
		<link>http://dividendsvalue.com/1457/it-has-been-a-wonderful-year/comment-page-1/#comment-2710</link>
		<dc:creator>Jae Jun</dc:creator>
		<pubDate>Sun, 02 Nov 2008 00:36:00 +0000</pubDate>
		<guid isPermaLink="false">http://dividendsvalue.com/1457/it-has-been-a-wonderful-year/#comment-2710</guid>
		<description>Woohoo party time!&lt;br/&gt;&lt;br/&gt;Congrats on the 1yr anniversary. Sure seems to have gone by quickly.&lt;br/&gt;&lt;br/&gt;I want to give many thanks to you and the network because if I was just blogging on my own, I would probably have only lasted a few months.&lt;br/&gt;&lt;br/&gt;Have fun with the family!</description>
		<content:encoded><![CDATA[<p>Woohoo party time!</p>
<p>Congrats on the 1yr anniversary. Sure seems to have gone by quickly.</p>
<p>I want to give many thanks to you and the network because if I was just blogging on my own, I would probably have only lasted a few months.</p>
<p>Have fun with the family!</p>
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		<title>By: Jeroen</title>
		<link>http://dividendsvalue.com/1457/it-has-been-a-wonderful-year/comment-page-1/#comment-2709</link>
		<dc:creator>Jeroen</dc:creator>
		<pubDate>Sat, 01 Nov 2008 22:18:00 +0000</pubDate>
		<guid isPermaLink="false">http://dividendsvalue.com/1457/it-has-been-a-wonderful-year/#comment-2709</guid>
		<description>Hi,&lt;br/&gt;&lt;br/&gt;Congrats on your 1 year anniversary!&lt;br/&gt;&lt;br/&gt;I love your blog and read it with great interest and joy. Also, I think the Div-net is really great and convinient. Hope yu keep it up!&lt;br/&gt;&lt;br/&gt;Jeroen&lt;br/&gt;Amsterdam, The Netherlands</description>
		<content:encoded><![CDATA[<p>Hi,</p>
<p>Congrats on your 1 year anniversary!</p>
<p>I love your blog and read it with great interest and joy. Also, I think the Div-net is really great and convinient. Hope yu keep it up!</p>
<p>Jeroen<br />Amsterdam, The Netherlands</p>
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