Comments on: My Holdings As A % Of Market Value And Income * http://dividendsvalue.com/2149/my-holdings-as-a-of-market-value-and-income/ Dividend Investing & Value Investing For A Superior Portfolio Mon, 11 Apr 2011 13:45:49 +0000 hourly 1 http://wordpress.org/?v=3.0.1 By: How I Save Money Visits: February 24 | How I Save Money.net http://dividendsvalue.com/2149/my-holdings-as-a-of-market-value-and-income/comment-page-1/#comment-3175 How I Save Money Visits: February 24 | How I Save Money.net Tue, 24 Feb 2009 12:55:42 +0000 http://dividendsvalue.com/?p=2149#comment-3175 [...] “My Holdings” at Dividends 4 Life . A peek into the financial life of a blogger. [...] [...] “My Holdings” at Dividends 4 Life . A peek into the financial life of a blogger. [...]

]]> By: Dividends4Life http://dividendsvalue.com/2149/my-holdings-as-a-of-market-value-and-income/comment-page-1/#comment-3171 Dividends4Life Tue, 24 Feb 2009 03:50:55 +0000 http://dividendsvalue.com/?p=2149#comment-3171 BD: I have no set limit on my income allocation. Instead, I look at overall allocations of my portfolio taken as a whole. Best Wishes, D4L BD: I have no set limit on my income allocation. Instead, I look at overall allocations of my portfolio taken as a whole.

Best Wishes,
D4L

]]> By: Dividends4Life http://dividendsvalue.com/2149/my-holdings-as-a-of-market-value-and-income/comment-page-1/#comment-3169 Dividends4Life Tue, 24 Feb 2009 03:41:40 +0000 http://dividendsvalue.com/?p=2149#comment-3169 davmp: I have been dividend investing since 2003. Yes, it took several years to build up to the number of stocks that I currently hold. I am not a licensed professional, so I can't advise others as to what they should do. However, you can see what my thoughts are as I build an income portfolio from scratch - the pocket change portfolio (PCP). I think your 1% rule works well. Best Wishes, D4L davmp: I have been dividend investing since 2003. Yes, it took several years to build up to the number of stocks that I currently hold. I am not a licensed professional, so I can’t advise others as to what they should do. However, you can see what my thoughts are as I build an income portfolio from scratch – the pocket change portfolio (PCP). I think your 1% rule works well.

Best Wishes,
D4L

]]> By: BD http://dividendsvalue.com/2149/my-holdings-as-a-of-market-value-and-income/comment-page-1/#comment-3164 BD Mon, 23 Feb 2009 18:56:25 +0000 http://dividendsvalue.com/?p=2149#comment-3164 What percentage is too high for the income portion of your portfolio? 7% +? What percentage is too high for the income portion of your portfolio? 7% +?

]]> By: davmp http://dividendsvalue.com/2149/my-holdings-as-a-of-market-value-and-income/comment-page-1/#comment-3156 davmp Mon, 23 Feb 2009 05:46:45 +0000 http://dividendsvalue.com/?p=2149#comment-3156 Yes, thanks indeed for sharing this info! I'm wondering how long it took you to build up to a level of 42 individual stock investments? I'm assuming you wouldn't have done this level of diversification at the start, or else transaction costs would have killed you. Although, I guess places like Zecco could have made it possible to diversify fairly quickly. Anyway, I get the sense from reading your blog that you're a little more careful and purposeful than shotgunning stocks at Zecco :-) Makes me wonder what you would recommend for someone who wants to end up at a similar place your in now, and may soon have the "opportunity" to liquidate a 401k and move it into a self-directed IRA. At what portfolio size should someone be trying to build a similar list vs. some smaller list of individual stocks vs. going with an index fund. My personal rule is never to pay more than 1% on a purchase transaction cost so that gives a rough guideline on what I think the portfolio size would be. But I'm curious what you think. Yes, thanks indeed for sharing this info! I’m wondering how long it took you to build up to a level of 42 individual stock investments? I’m assuming you wouldn’t have done this level of diversification at the start, or else transaction costs would have killed you. Although, I guess places like Zecco could have made it possible to diversify fairly quickly.

Anyway, I get the sense from reading your blog that you’re a little more careful and purposeful than shotgunning stocks at Zecco :-) Makes me wonder what you would recommend for someone who wants to end up at a similar place your in now, and may soon have the “opportunity” to liquidate a 401k and move it into a self-directed IRA. At what portfolio size should someone be trying to build a similar list vs. some smaller list of individual stocks vs. going with an index fund. My personal rule is never to pay more than 1% on a purchase transaction cost so that gives a rough guideline on what I think the portfolio size would be. But I’m curious what you think.

]]> By: Dividends4Life http://dividendsvalue.com/2149/my-holdings-as-a-of-market-value-and-income/comment-page-1/#comment-3136 Dividends4Life Sat, 21 Feb 2009 20:15:35 +0000 http://dividendsvalue.com/?p=2149#comment-3136 Roger: In a perfect world you would take all your investments back to the lowest level (individual stock) and then evaluate your holdings in the aggregate. This is really not a good option from a practical standpoint. In the case of my S&P Index funds, I teat them as a stand alone diversified unit and don't consider their individual holdings when evaluating my individual stock holdings. However, I do take a global approach when determining overall allocations (e.g. sector, domestic/foreign, large/small, etc.) In doing this I don't have to go to the individual stock level, Morningstar does that for me. Best Wishes, D4L Roger: In a perfect world you would take all your investments back to the lowest level (individual stock) and then evaluate your holdings in the aggregate. This is really not a good option from a practical standpoint. In the case of my S&P Index funds, I teat them as a stand alone diversified unit and don’t consider their individual holdings when evaluating my individual stock holdings. However, I do take a global approach when determining overall allocations (e.g. sector, domestic/foreign, large/small, etc.) In doing this I don’t have to go to the individual stock level, Morningstar does that for me.

Best Wishes,
D4L

]]> By: roger http://dividendsvalue.com/2149/my-holdings-as-a-of-market-value-and-income/comment-page-1/#comment-3134 roger Sat, 21 Feb 2009 17:30:41 +0000 http://dividendsvalue.com/?p=2149#comment-3134 Thanks for sharing this info. It does raise a question about my distributions and how to evaluate. I currently have most of my stock holdings in a 401k, in a S&P500 index fund, and perhaps only 15% of total holdings are in personally controlled stock accounts. Within that subset are all my income stocks. However, I have nowhere near the diversification you show with your stocks. So, my question has always been whether when examining % of holdings, I should be comparing just to the subset of my income holdings, or to the % of all my holdings, including the s&p funds. If I compare to the just the income, I end up always exceeding the 5% guideline (which I too would like to meet). Do you have any thoughts on how you would evaluate that? Thanks for sharing this info. It does raise a question about my distributions and how to evaluate. I currently have most of my stock holdings in a 401k, in a S&P500 index fund, and perhaps only 15% of total holdings are in personally controlled stock accounts. Within that subset are all my income stocks. However, I have nowhere near the diversification you show with your stocks. So, my question has always been whether when examining % of holdings, I should be comparing just to the subset of my income holdings, or to the % of all my holdings, including the s&p funds. If I compare to the just the income, I end up always exceeding the 5% guideline (which I too would like to meet). Do you have any thoughts on how you would evaluate that?

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