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Sat. Aug. 15, 2009

Pocket Change Portfolio – July 2009 *

Each month I update the Pocket Change Portfolio (PCP). The table below reconciles the PCP from beginning of period to end of period for July 2009, Year-To-Date (2009) and Life-To-Date. The Portfolio Returns line provides the calculated return for the three displayed periods.

Description July-2009 Year-To-Date Life-To-Date
Beg. Portfolio Value 7,169.98 3,395.62
Online Cash Receipts 913.73 4,699.78 8,248.12
Online Expenses (30.00) (117.87)
Gross Profit 913.73 4,669.78 8,130.25
Dividends 88.32 113.48
Interest Income 1.27 7.25 13.40
Subtotal 915.00 4,765.35 8,257.13
Gain/(Loss) 364.85 288.86 192.70
Ending Portfolio Value 8,449.83 8,449.83 8,449.83
Portfolio Returns 4.53% 9.20% 8.53%

Online Cash Receipts are the collected earnings from my online endeavors. Most of which is advertising on the my various blogs. The year-to-date $30.00 Online Expenses relates to registering 3 domains (DividendsValue.com, Dividends4Life.com and TheDiv-Net.com). I did not receive any Dividends in July. The Interest Income line is interest earned on cash balances in an ING account I set up for the PCP. The Gain/(Loss) line is for market changes to the PCP (realized and unrealized).

The portfolio did very well in the month of July, taking the Year-To-Date and Life-To-Date returns positive. Online earnings in July continued to improve as I added a new subscriber only Premium Services section.

During the month of July, I purchased 14 shares of Vanguard Long-Term Bond ETF (BLV). This will provide me $56.00 in annual earnings at the current dividend rate. Including the BLV ETF, my annual PCP dividend income is now $315.10 at the current dividend rates. I ended the month with $954.61 in cash, so I will have to wait until September to purchase my eigth PCP stock. It is my goal to have sufficient earnings to purchase a stock at least eight times a year. Through July I have purchased five stocks this year.

My PCP holdings are always available by selecting the Holdings option from the menu in the header. The next PCP update will be mid-September.

(Photo: sanja gjenero)


4 Responses to “Pocket Change Portfolio – July 2009 *”

  1. Jae Jun says:

    Wow this portfolio sure has grown a lot.
    The Online Cash Receipt numbers are amazing as well!

    Keep up the great work. Looking forward to next month and seeing how this baby continues growing.

  2. Jae: I think this portfolio will one day be a good example of how something very small can grow into something substantial!

    Best Wishes,
    D4L

  3. Dividend Disciple says:

    In your Aug. 5 article, 5 dividend stocks you wouldn’t buy, you include BP. Does the analysis you did for that article change your thoughts on including BP as a core holding in the pocket change portfolio?

  4. DD: At any given time there are very few stocks that I would buy. Currently of the 33 income stocks that I hold I would only buy 5 of them today. This changes from week to week based on valuation and other factors. Dividend investing is a long-term proposition. Over time many stocks will move into and out of the buy zone.

    Best Wishes,
    D4L