Each month I update the Pocket Change Portfolio (PCP). The table below reconciles the PCP from beginning of period to end of period for November 2009, Year-To-Date (2009) and Life-To-Date. The Portfolio Returns line provides the calculated return for the three displayed periods.
|Beg. Portfolio Value||13,764.54||3,395.62||–|
|Online Cash Receipts||3,636.60||13,333.17||16,881.51|
|Ending Portfolio Value||17,977.22||17,977.22||17,977.22|
Online Cash Receipts are the collected earnings from my online endeavors. Most of which is advertising on the my various blogs. The year-to-date $30.00 Online Expenses relates to registering 3 domains (DividendsValue.com, Dividends4Life.com and TheDiv-Net.com). November Dividends include $4.70 from Vanguard Long-Term Bond ETF (BLV) and $8.80 from The Procter & Gamble Company (PG). The Interest Income line is interest earned on cash balances in an ING account I set up for the PCP. The Gain/(Loss) line is for market changes to the PCP (realized and unrealized).
The portfolio was up in November, for the year and since its inception. Online earnings in November surpassed the $3,000 mark for the first time. A large portion of the increase is related to the strong interest in D4L-Premium Services. The premium service continues grow each month. The subscriber retention rate remains in the 85-90% range. Traffic on Dividend Value continues but high, but was lower than the record October level.
During the month of November, I purchased 26 shares of Nucor Corporation (NUE) providing me $36.40 in annual earnings at the current dividend rate. I also purchased 14 shares of Vanguard Intermediate-Term Bond ETF (BIV) providing me $48.30 in annual earnings at the current dividend rate. Including the November purchases, my annual PCP dividend income is now $517.74 at the current dividend rates. I ended the month with $4,398.18 in cash, enough to purchase two or three stocks in December. Through November, I have purchased ten stocks this year, including at least one in the last seven consecutive months. I continue to believe the current cash balance and recent earnings will support the purchase of at least one stock each month.
(Photo: sanja gjenero)