Each month I update the Pocket Change Portfolio (PCP). The table below reconciles the PCP from beginning of period to end of period for December 2009, Year-To-Date (2009) and Life-To-Date. The Portfolio Returns line provides the calculated return for the three displayed periods.
|Beg. Portfolio Value||17,977.22||3,395.62||–|
|Online Cash Receipts||3,174.51||16,507.68||20,056.02|
|Ending Portfolio Value||21,411.36||21,411.36||21,411.36|
Online Cash Receipts are the collected earnings from my online endeavors. Most of which is advertising on the my various blogs. The year-to-date $147.40 Online Expenses relates to registering 3 domains (DividendsValue.com, Dividends4Life.com and TheDiv-Net.com) and paying my annual hosting fee. The Interest Income line is interest earned on cash balances in an ING account I set up for the PCP. The Gain/(Loss) line is for market changes to the PCP (realized and unrealized). December Dividends of $76.24 included:
- $8.11 Vanguard Intermediate-Term Bond (BIV)
- $9.44 from Vanguard Long-Term Bond ETF (BLV)
- $8.82 Johnson & Johnson (JNJ)
- $16.80 BP plc (BP)
- $8.71 Emerson Electric Co. (EMR)
- $15.34 Consolidated Edison Inc. (ED)
- $9.02 The Coca-Cola Company (KO)
The portfolio was up in December, for the year and since its inception. Online earnings in December once again surpassed the $3,000 mark. A large portion of the increase is related to the strong interest in D4L-Premium Services. The premium service has continued grow each month. Traffic on Dividend Value set a record in December, breaking the previous record set in October 2009.
During the month of December, I purchased the following securities:
- 34 shares McDonald’s Corp. (MCD) providing $74.80 in annual dividend earnings
- 16 shares Johnson & Johnson (JNJ) providing $31.36 in annual dividend earnings
- 40 shares PowerShares Emerging Markets Debt (PCY) providing $64.40 in annual dividend earnings
Including the above December purchases, my annual PCP dividend income is now $688.68 at the current dividend rates. I ended the month with $3,395.78 in cash, enough to purchase two or three stocks in January. Through December, I have purchased 13 stocks this year, including at least one in the last eight consecutive months. I continue to believe the current cash balance and recent earnings will support the purchase of at least one stock each month.
(Photo: sanja gjenero)