______________________________________________________________________________________________________________________________

Home » basics
Wed. May. 21, 2008 D4L basics

The First Steps To Investing

I am not a licensed professional and I don’t know your specific situation, so I can’t tell you how to invest. However, you can listen in on the advice I will give my kids when they go out on their own.


Read more…

6 Comments
________________________________________________________________________________________
Wed. May. 7, 2008 D4L basics, quotes

What’s Your Retirement Vision?

Where there is no vision, the people perish.
– Proverbs 29:18

Let’s look at a couple of definitions from dictionary.com:


Read more…

More on this topic (What's this?)
The Math of Retirement; Not Good (Random Roger's Big Picture, 2/18/10)
Why Your 401K and IRA Savings Could Soon Be a Prime Government Target (Blogging the Commodity Bull Market, 3/14/10)
Big Retirement Planning Bugaboo (Random Roger's Big Picture, 1/11/10)
Read more on Retirement at Wikinvest
4 Comments ________________________________________________________________________________________
Tue. May. 6, 2008 D4L basics, classics

What’s More Powerful Than Compound Interest?

Compound interest is what occurs when interest previously earned is added to the principle and is considered when calculating future interest – i.e. earning interest on interest. I remember the elation as a small child when I first grasped the concept of compound interest (ok, so I lived a deprived childhood, but it has been financially rewarding). With a constant interest rate your earnings spiral up each and every year. Consider a $100 deposit earning 5%, compounded annually. In the first year you will earn $5, $5.25 in year 2, $5.51 in year 3, $5.79 in year 4, $6.08 in year 5, and so on.


Read more…

More on this topic (What's this?)
The Impact Of Rising Interest Rates On Stocks And Bonds (Disciplined Approach to Investing, 2/26/10)
THE ONE CHART THAT SCARES RICHARD RUSSELL (THE PRAGMATIC CAPITALIST, 2/22/10)
Real Yields and the Dollar (Scott's Investments, 2/22/10)
Read more on Interest Rates at Wikinvest
3 Comments ________________________________________________________________________________________
Sat. May. 3, 2008 D4L basics

Are There Cracks in Your Foundation?

So you think you are ready to start a little dividend investing? First let’s do a quick home inspection and we’ll start with the foundation. The foundation of any financial structure is an emergency fund. Life happens at the most inopportune times and it usually costs more than you anticipated. Below are some of the most pertinent Q&As related to an emergency fund:
_______________
Q: What is an emergency fund?


Read more…

More on this topic (What's this?)
Why Cash is Still Relevant to Your Financial Plan (Richer by the Day, 3/24/08)
6 Neat Ways to Build Your Emergency Fund (Investing School, 8/26/08)
Addicted to Saving Money (Investing School, 8/21/08)
Read more on Emergency Fund at Wikinvest
4 Comments ________________________________________________________________________________________
Wed. Apr. 30, 2008 D4L basics

The Most Dangerous Investment

The most dangerous investment is not investing in hedge funds, or even in derivatives. Though very risky, investing in penny stocks or day trading is not the most dangerous investment. Neither is investing in gold, or other commodities. Though investing in emerging markets focused on countries with unsettled governments is quite risky, it is still not at the top of the list. Even “investing” in lottery tickets is not the most dangerous investment.


Read more…

More on this topic (What's this?)
A CLOSER LOOK AT MAGIC FORMULA INVESTING (THE PRAGMATIC CAPITALIST, 3/13/10)
Interesting Dividend and Investing Sites to Consider (Dividend Growth Investor, 1/16/10)
Getting Back to Investing Basics (The Iconoclast Investor, 2/26/10)
Read more on How To Invest at Wikinvest
3 Comments ________________________________________________________________________________________